Good Credit, Good Equipment

Today I did some more research on getting the necessary items to make a marketable, useful product. I ran across a notion I was fancying before: binding. I figure getting my literature produced by printing companies was out of the question. It is not doable for me at this point. I believe in its success so I will just say eventually. I looked up binding machines and they cost a grip ( that's more than $500 in my poor world), like I said, eventually. So I put that in the back of my head with all my other delusions of grandeur and said, "Maybe,someday."

I could possibly rent one but things that you can rent are usually things that require a good credit rating. That is something that I don't have. I surely didn't plan to totally screw up my credit. It was being a careless college student and more importantly not knowing the importance of having good credit. Of course student loans make up the majority. This pisses me off because I still don't have a degree but I am still obligated to pay off the loans. Bush should do something about that(I'm not holding my breath).

Although everyone pressures me to clean it up as opposed to filing bankruptcy, I don't have that option. Everything on my credit report maybe adds up to $20,000, I couldn't pay all of this within 3-7 years, so why not file bankruptcy. These is only about $2000 in credit cards, two are department store cards, and the debt is very very very old. I get frustrated with these "Lower Your Credit" agencies because they only talk about current interest rates and charges . I need to know what I could do with very old (less than 7 years..wink, wink) charges. I guess I have a few options: bankruptcy, paying everything off (laugh!!), waiting until everything gets charged off or some other solution that some nice person might know about (you, maybe?).

I'll be back tomorrow.
Good Night.